Bitcoin DCA calculator
What if you had bought a fixed amount of bitcoin every week or month? Backtest with real daily prices, and see how much your provider's fees would have cost you.
How much each provider's fees would have cost you
Same plan - €100 every week since Jan 2020 - with each provider's fee taken from every buy.
| Provider | Fee per buy | Fees paid | Bitcoin you'd have | Worth today | |
|---|---|---|---|---|---|
| Binance | 0.10% | €36 | 1.36437801 | €98,583 | Start |
| Bybit | 0.10% | €36 | 1.36437801 | €98,583 | Start |
| OKX | 0.15% | €53 | 1.36369513 | €98,534 −€49 vs best |
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| Bitfinex | 0.20% | €71 | 1.36301226 | €98,484 −€99 vs best |
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| Bitvavo | 0.25% | €89 | 1.36232939 | €98,435 −€148 vs best |
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| Kanga Exchange | 0.30% | €107 | 1.36164652 | €98,386 −€197 vs best |
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| Bitstamp | 0.40% | €142 | 1.36028078 | €98,287 −€296 vs best |
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| Gemini | 0.40% | €142 | 1.36028078 | €98,287 −€296 vs best |
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| Kraken | 0.80% | €284 | 1.35481780 | €97,892 −€691 vs best |
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| Relai Auto-DCA | 1.00% | €355 | 1.35208631 | €97,695 −€888 vs best |
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| Coinbase Advanced | 1.20% | €426 | 1.34935483 | €97,498 −€1,085 vs best |
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| Strike Auto-DCA | 1.20% | €426 | 1.34935483 | €97,498 −€1,085 vs best |
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| Bitpanda Auto-DCA | 1.49% | €529 | 1.34539417 | €97,211 −€1,372 vs best |
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| Pocket Bitcoin Auto-DCA | 1.50% | €533 | 1.34525759 | €97,202 −€1,382 vs best |
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Assumes each buy at that day's closing price on Bitstamp and the provider's published fee for its cheapest payment method (reviewed 2026-10). Exchanges assume you place each order yourself; their built-in recurring-buy features often charge more. Ignores spreads and withdrawal fees. "Auto-DCA" apps buy for you automatically. Past performance doesn't predict future returns. Some links are affiliate links.
What is DCA?
Dollar-cost averaging means buying a fixed amount on a fixed schedule, whatever the price. You never have to time the market, you buy more bitcoin when it's cheap and less when it's expensive, and the habit is easy to automate. Fees matter more than people expect: a 1.5% fee on every buy compounds into a noticeable amount of bitcoin over a few years - compare the table above.
Ready to start? See today's cheapest place to buy 100 EUR.